Appraisal of $260k in place and that was before the new inside and outside paint, and new light fixtures. Renovated value at $320K leaves room for sweat equity or flipper. Large corner lot may have room for second home or tiny home. This home is neat and clean and has good laminate flooring in the entire home. Hall bathroom has been renovated, and primary bathroom could be ok as is or update it. The storm windows leaked when we power washed the exterior. Electrical panels need replacing. Hvac is in good working condition and roof shingles too. Kitchen needs new counter tops or renovation. FHA 245 is fine for owner occupant. Seller will be doing an updated disclosure form for Zinco electrical panels and will replace at full price offer.