An assumable 2.87% mortgage — and you do not have to be a veteran. Take over the sellers’ existing VA loan: 2.87% fixed, $1,945.85 principal and interest, about 26 years remaining. Payment with Bastrop County property tax is $2,761/month. The same house on a new loan at today’s rates runs about $3,323. No appraisal required. Cash to close is about $10,976 — or roughly $8,939 for a buyer receiving VA disability compensation, whose 0.5% assumption fee is waived. The servicer is Pentagon Federal Credit Union; the process runs a maximum of 45 days. 2022 Perry Homes single-story in The Colony. Three bedrooms, two baths, home office with French doors, open kitchen with large island, gas cooktop, built-in wall oven with built-in microwave above, and a walk-in pantry. Solar array with battery backup, owned outright and paid in full. No lease, no loan, no lien. Both prior UCC fixture filings have been terminated of record; documentation provided. Also included: 7-stage salt-free whole-home water filtration, screened back patio with solar screens, insulated garage with two overhead storage racks, heat-rejecting window tint and solar blinds, landscaped fenced backyard with sprinklers front and rear. Adding this package to a new build in 2026 runs $40,000 to $65,000, and the 30% federal solar credit ended for installations completed after 12/31/2025. Warranties transfer: structural to 2032, solar panels to 2047, battery to 2048.