HOMEOWNER TO HOMEOWNER FINANCING – BELOW-MARKET Interest Rate – ONLY 5% DOWN!
Own this 4-bed, 2.5-bath, 2,466 sq ft home in Cool Springs, Kyle with just ~5% down (~$25K). Not lease-to-own – true ownership with title at closing. Fixed $3,600/mo (taxes & insurance incl., HOA separate) at a rate lower than today’s banks. 27-year loan from homeowner – no bank approval needed. Fast close, simple qualification based on income, not credit score. No SSN required, ITIN welcome, no bank verification. Built 2019 with 3-car garage, granite kitchen, flex office space, multiple living areas, and fenced yard with storage shed. Minutes to I-35, shopping, San Marcos & Austin. Rare terms – act fast!
Financiamiento de Dueño a Dueño – ¡No necesita banco! Solo 5% de enganche (~$25K). Propiedad de 4 recámaras, 2.5 baños, con 2,466 pies², construida en 2019 con cochera 3 autos, cocina con isla de granito y patio trasero con bodega. No es renta con opción a compra – usted recibe el título en el cierre. Pago fijo de $3,600/mes (impuestos y seguro incluidos; HOA por separado) con tasa más baja que los bancos. Préstamo de 27 años directo del dueño — sin aprobación bancaria. Cierre rápido, calificación sencilla, ITIN aceptado, sin verificación bancaria.
Own this 4-bed, 2.5-bath, 2,466 sq ft home in Cool Springs, Kyle with just ~5% down (~$25K). Not lease-to-own – true ownership with title at closing. Fixed $3,600/mo (taxes & insurance incl., HOA separate) at a rate lower than today’s banks. 27-year loan from homeowner – no bank approval needed. Fast close, simple qualification based on income, not credit score. No SSN required, ITIN welcome, no bank verification. Built 2019 with 3-car garage, granite kitchen, flex office space, multiple living areas, and fenced yard with storage shed. Minutes to I-35, shopping, San Marcos & Austin. Rare terms – act fast!
Financiamiento de Dueño a Dueño – ¡No necesita banco! Solo 5% de enganche (~$25K). Propiedad de 4 recámaras, 2.5 baños, con 2,466 pies², construida en 2019 con cochera 3 autos, cocina con isla de granito y patio trasero con bodega. No es renta con opción a compra – usted recibe el título en el cierre. Pago fijo de $3,600/mes (impuestos y seguro incluidos; HOA por separado) con tasa más baja que los bancos. Préstamo de 27 años directo del dueño — sin aprobación bancaria. Cierre rápido, calificación sencilla, ITIN aceptado, sin verificación bancaria.
Listing Provided Courtesy of All City Real Estate Ltd. Co
Property Details
Price:
$500,000
MLS #:
1399946
Status:
Active
Beds:
4
Baths:
2.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
Cool Spgs Ph 1
Listed Date:
Oct 23, 2025
Finished Sq Ft:
2,466
Lot Size:
9,004 sqft / 0.21 acres (approx)
Year Built:
2019
See this Listing
Schools
School District:
HaysCONSISD
Elementary School:
Tobias
Middle School:
D J Red Simon
High School:
Lehman
Interior
Appliances
Built-In Gas Oven, Built-In Gas Range, Dishwasher, Disposal, Exhaust Fan, Gas Cooktop, Gas Range, Microwave, Oven, Plumbed For Ice Maker, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer, Water Purifier Owned, Water Softener Owned
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Ceiling Fan(s), Central Air
Fireplaces Total
1
Flooring
Carpet, Tile, Vinyl
Heating
Natural Gas
Exterior
Community Features
Pool
Exterior Features
See Remarks, Private Yard
Other Structures
Shed(s)
Parking Features
Door-Multi, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level
Roof
Shingle
Financial
HOA Fee
$55
HOA Frequency
Monthly
HOA Includes
Common Area Maintenance
HOA Name
Cool Springs HOA
Taxes
$9,126
Map
Community
- Address136 Copper LN Kyle TX
- SubdivisionCool Spgs Ph 1
- CityKyle
- CountyHays
- Zip Code78640
Subdivisions in Kyle
- 1880 at Plum Creek
- 1880 At Plum Creek Condos
- 2ABS
- 3-G Ranch Add Sec Two
- 3-G Ranch Addn Sec Three
- 35 South Ranches Sec 1
- 6 Creek Ph 1 Sec 12
- 6 Creeks
- 6 Creeks at Waterridge 45s
- 6 Creeks at Waterridge 60s
- 6 Creeks at Waterridge 70s
- 6 Creeks at Waterridge: 55ft. lots
- 6 Creeks at Waterridge: 60ft. lots
- 6 Creeks at Waterridge: 70ft. lots
- 6 Creeks Ph 1 Sec 1
- 6 Creeks Ph 1 Sec 10
- 6 Creeks Ph 1 Sec 2
- 6 Creeks Ph 1 Sec 3
- 6 Creeks Ph 1 Sec 4A
- 6 Creeks Ph 1 Sec 4B
- 6 Creeks Ph 1 Sec 5A
- 6 Creeks Ph 1 Sec 5B
- 6 Creeks Ph 1 Sec 7
- 6 Creeks Ph 1 Sec 8A
- 6 Creeks Ph 1 Sec 8B
- 6 Creeks Ph 1 Sec 9
- 6 Creeks Sec 10
- 800 Goforth Square
- A0014 JOHN STEWART SURVEY
- A0167 – OTIS G EELS SURVEY
- A0409 – Thomas C Snailm Surv
- Albert Pace Subd
- AMBERWOOD
- Amberwood Ph 04
- Amberwood Ph Five
- Amberwood Ph Four
- Amberwood Ph One
- Amberwood Ph Three
- Amberwood Ph Two
- Amberwood Phase Four
- ANTC
- Anthem
- Anthem Cottages Condo
- Anthem Ph 1-A
- Anthem Ph 1-B
- Anthem Ph 3
- Anthem Ph 4A
- Appaloosa Acres
- Arroyo Ranch
- Blanco River Crossing Sec 1
- Blanco River Crossing Sec 1-B
- Blanco River Crossing Sec 2
- Blas M Tenorio Sub
- Brooks Crossing
- BROOKS RANCH
- Brooks Ranch Ph 1
- Brooks Ranch Ph 2
- Brookside Ph 1
- Brookside Ph 2
- Brookside Ph 3
- Brookside Ph 4
- Brookside Ph 5A
- BROOKSIDE-Creekside
- Bunton Creek
- Bunton Creek Ph 1-A
- Bunton Creek Ph 2A
- Bunton Creek Ph 2b
- Bunton Creek Ph 3
- Bunton Creek Ph 4
- Bunton Creek Ph 5
- Bunton Creek Ph 6B
- Bunton Creek Ph 6C
- Bunton Creek Reserve
- Bunton Creek Reserve Ph 1
- Bunton Creek Reserve Ph 2
- Bunton Creek Reserve Ph 3
- Casetta Ranch
- Casetta Ranch Sec 1
- Casetta Ranch Sec 2
- Casetta Ranch Sec 4
- Cool Spgs Ph 1
- Cool Spgs Ph Ii
- Cool Spgs Ph Iii
- Cool Springs
- Cotton Gin Estates Ph 1A
- Creekside Village Sec 1 & 2
- Creekside Village Sec 3
- Creekside Village Sec 4
- Crosswinds
- Crosswinds Ph 3A
- Crosswinds Ph 5A/5B
- Crosswinds Ph 6A
- Crosswinds Ph Four-A
- Crosswinds Ph One
- Crosswinds Ph Two
- Cypress Forest
- Cypress Forest Ph One
- Cypress Forest Ph Two
- D A Young
- East Ridge
- Four Seasons Farm
- Four Seasons Farm Ph 1 Sec 1
- Four Seasons Farm Phase 1 Sec 1
- Four Seasons Farm Sec 02
- Four Seasons Farm Sec 2
- Four Seasons Farm Sec Ii
- Great Hills Sec 4
- Great Hills Sec 5
- Great Hills Sec 6
- Great Hills Sec 7
- Green Pastures Sec 3
- Green Pastures Sec 5
- Grist Mill Estates
- Grist Mill Highlands Sec 1
- Grist Mill Highlands Sec 2
- H G STOKES
- Harvest Creek Ph 1
- Harvest Creek Ph2
- HIGH MEADOWS SEC 2
- High Meadows Sec 3
- Holman Meadows
- Hometown
- Hometown Kyle
- Hometown Kyle Ph 01
- Hometown Kyle Ph 1
- Hometown Kyle Ph 3 Sec 1
- Hometown Kyle Ph 3 Sec 2
- Hometown Kyle Ph 3 Sec 3
- Hometown Kyle Ph 3 Sec 4
- Hometown Kyle Ph 3 Sec 5
- Hometown Kyle Ph 3 Sec 6
- Hometown Kyle Sub Ph 2
- Huber Estates Ph 4
- INDIAN HILLS RANCH
- Indian Paintbrush Ph 02
- Indian Paintbrush Ph 2
- Indian Paintbrush Ph 3
- Indian Paintbrush Ph One
- Indian Paintbrush Sec 4B
- John Pharass Abs 361 Surv 13
- John Stewart Surv
- K-50
- Kai Vista
- Kensington Trails
- Kensington Trails Sec 02
- Kensington Trails Sec 1
- Kensington Trails Sec 3A
- Kensington Trails Sec 3B
- Kensington Trails Sec 4a
- Kensington Trails Sec 4b
- Kensington Trails Sec 5a
- Kensington Trails Sec 5B & 5C
- Kensington Trails Sec 5D
- Kensington Trails Sec 6
- Kimbro Add Ii
- Kyle 47 Sub Ph 1
- Kyle 47 Sub Ph 2
- Kyle Heights Sec 2
- La Moraia Estates
- LAS ESTANCIAS
- Las Estancias 2 Sub
- Las Estancias Sub
- Las EstanciASD
- Limestone Creek Sub Ph 1
- Meadow Woods Sec 1
- Meadow Woods Sec 2
- Meadows At Kyle Ph Five
- Meadows At Kyle Ph Four
- Meadows At Kyle Ph Six
- Meadows At Kyle Ph Three
- Meadows At Kyle Ph Two
- Meadows of Kyle
- MILLCREEK
- Millcreek Ph 2
- North Trails Sub
- Opal Meadows
- Opal Ranch
- Original Town Of Kyle
- Otis G Eels Surv
- Paramont
- Paramount
- Paramount Park
- Paramount Sec One
- Paramount Sec Three
- Paramount Sec Two
- Payne Indust Park Sec 2
- Plum Creek
- Plum Creek North
- Plum Creek Park
- Plum Creek Ph 01 Sec 02 A
- Plum Creek Ph 01 Sec 02c
- Plum Creek Ph 01 Sec 02h
- Plum Creek Ph 01 Sec 2i
- Plum Creek Ph 01 Sec 5b
- Plum Creek Ph 1 Sec 1C
- Plum Creek Ph 1 Sec 2-A
- Plum Creek Ph 1 Sec 2c
- Plum Creek Ph 1 Sec 2g
- Plum Creek Ph 1 Sec 2I
- Plum Creek Ph 1 Sec 2K
- Plum Creek Ph 1 Sec 5B
- Plum Creek Ph 1 Sec 6h- 1
- Plum Creek Ph 1 Sec 6H-2
- Plum Creek Ph 2 Sec 1
- Plum Creek Ph 2 Sec 2
- Plum Creek Ph 2 Sec 3
- Plum Creek Ph I Sec 1-A
- Plum Creek Ph I Sec 2-B
- Plum Creek Ph I Sec 2D
- Plum Creek Ph I Sec 2j
- Plum Creek Ph I Sec 4b
- Plum Creek Ph I Sec 5a Rep
- Plum Creek Ph I Sec 6B-2
- Plum Creek Ph I Sec 6B-3
- Plum Creek Ph I Sec 6d
- Plum Creek Ph I Sec 6E-1
- Plum Creek Ph I Sec 6e2-1
- Plum Creek Ph I Sec 6E3
- Plum Creek Phase 1 Sec 2c
- Post Oak
- Post Oak Ph 03
- Post Oak Ph 2
- Post Oak Ph 3
- Post Oak Ph 4A
- Post Oak Ph 5A
- Post Oak Phase One
- Post Oak Sub Ph 6
- POST OAK SUBDIVISION PHASE 1
- Prairie On Creek Sec 3a
- Prairie On The Creek
- Prairie On The Creek Sec 1A
- Prairie On The Creek Sec 1B
- Prairie On The Creek Sec 3b
- Quail Meadows
- Quail Meadows Sub
- Quail Ridge Sub
- Ranchitos Of Niederwald
- replat of of lot 5 of 3G ranch
- Rock Ranch
- Rocky Road Ranchettes
- Rolling Meadows
- Rural FM 2001
- Ryans Woods Sub
- S2017 – COOL SPRINGS PHASE III
- S8310 – H G Stokes
- Sage Hollow
- Samuel Little Surv
- SAMUEL LITTLE SURVEY
- Scott Add
- Silverado At Plum Creek
- Silverado At Plum Creek Sec 01b
- Silverado At Plum Creek Sec 02a
- Silverado At Plum Creek Sec 1B
- Silverado At Plum Creek Sec 2a
- Silverado At Plum Creek Sec 2B
- Silverado At Plum Creek Sec 3a
- Silverado Plum Crk Sec 03b
- SOUTHGROVE
- Southlake Ranch
- Southlake Ranch Ph One
- Southlake Ranch Ph Three
- Southlake Ranch Ph Two
- Spring Branch 02 Sec 02
- Spring Branch 02 Sec 04
- Spring Branch II
- Spring Branch II Sec Three
- Spring Branch Ii Sec Two
- Spring Branch Sec 01 A
- Spring Branch Sec 1
- Spring Branch Sec 1-C
- Spring Branch Sec 1-E
- Stagecoach Crossing
- Stagecoach Ph 1
- Stagecoach Ph 2
- Stagecoach Ph 3
- Steeplechase
- Steeplechase Sub Ph II
- Steeplechase Sub Ph Iii Sec 2-A
- Steeplechase Sub Ph Iii Sec 3
- Steeplechase Sub Ph III sec 6
- Studio Estates
- Studio Estates Sec 2A
- Studio Estates Sec 2b
- Sunrise Acres
- Sunset Hills Ph One
- Sunset Hills Ph Two
- TALAVERA
- Talavera Ph 1
- Talavera Ph 2
- The Hill
- The Park At Steeplechase
- The Peninsula at Plum Creek
- The Ridge
- The Villas At Creekside
- The Villas At Creekside Ii
- Trails At Windy Hill Ph 2
- Trails At Windy Hill Ph 5
- Trails Sub Ph 1A
- Trails Sub Ph 1B
- Trails Sub Ph Iia
- Uhland
- Village At Meadow Woods
- Waterleaf Ph A Sec 01
- Waterleaf Ph A Sec 1
- Waterleaf Ph A Sec 2
- Waterleaf Ph A Sec 3A
- Waterleaf Ph A Sec 3B
- Waterleaf Ph A Sec 4
- Waterleaf Ph A Sec 5b
- Waterleaf Ph B Sec 1
- Waterleaf Ph B Sec 2
- Waterleaf Ph B Sec 3a
- Waterleaf Ph B Sec 3b
- Waterleaf Ph B Sec 4
- Waterleaf Ph B Sec 5
- WATERMILL
- Watermill Sub Ph 1
- Waterstone
- Waterstone Crossing
- Waterstone Unit A
- Waterstone Unit C
- Waterstone Village
- Waterstone Village Twnhms
- Wayside Sub Ph 1
- WAYSIDE SUBDIVISION PHASE 1
- Windy Hill Add
- Woodlands Park
- Woodlands Park Ph 1
- Woodlands Park Ph 2
- Woodlands Park Ph 3
- Woodlands Park Ph 4A
- Woodlands Park Ph 4B
- Young & Wood Addition
- Z Hinton Survey
Market Summary
Current real estate data for Single Family in Kyle as of Feb 04, 2026
636
Single Family Listed
128
Avg DOM
187
Avg $ / SqFt
$384,451
Avg List Price
Property Summary
- Located in the Cool Spgs Ph 1 subdivision, 136 Copper LN Kyle TX is a Single Family for sale in Kyle, TX, 78640. It is listed for $500,000 and features 4 beds, 3 baths, and has approximately 2,466 square feet of living space, and was originally constructed in 2019. The current price per square foot is $203. The average price per square foot for Single Family listings in Kyle is $187. The average listing price for Single Family in Kyle is $384,451. To schedule a showing of MLS#1399946 at 136 Copper LN in Kyle, TX, contact your Stripe Realty agent at 512-439-2122.
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