HOMEOWNER TO HOMEOWNER FINANCING – BELOW-MARKET Interest Rate 4.5% – ONLY 4.5% DOWN! Own this 4-bed, 2.5-bath, 2,466 sq ft home in Cool Springs, Kyle with just ~4.5% down (~$21,150). Not lease-to-own – true ownership with title at closing. Fixed $3,500/mo (taxes & insurance incl., HOA separate) at a rate lower than today’s banks. 27-year loan from homeowner – no bank approval needed. Fast close, simple qualification based on income, not credit score. No SSN required, ITIN welcome, no bank verification. Built 2019 with 3-car garage, granite kitchen, flex office space, multiple living areas, and fenced yard with storage shed. Minutes to I-35, shopping, San Marcos & Austin. Rare terms – act fast! Also eligible for a 4% VA Assumable loan. Financiamiento de Dueno a Dueno – No necesita banco! Solo 4.5% de enganche (~$21,150). Propiedad de 4 recamaras, 2.5 banos, con 2,466 pies, construida en 2019 con cochera 3 autos, cocina con isla de granito y patio trasero con bodega. No es renta con opcion a compra – usted recibe el titulo en el cierre. Pago fijo de $3,500/mes (impuestos y seguro incluidos; HOA por separado) con tasa mas baja que los bancos. Prestamo de 27 anos directo del dueno — sin aprobacion bancaria. Cierre rapido, calificacion sencilla, ITIN aceptado, sin verificacion bancaria.